Dual Interest Bank: The Wealth-Building, Wealth-Preservation Strategy Banks and the IRS Don't Want You To Know About

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What You'll Discover In Our Free eBook

Build Wealth Strategically

Dual Interest Banking can help you maximize your cash reserves and take advantage of a myriad of benefits, including the opportunity to make money in two places at once, while drastically minimizing your risk.


This is one of the secrets behind the vast wealth accumulated by families like the Rockefellers, the Disneys, and many others. 


In this eBook we will demystify Dual Interest Banking and reveal how this strategy has helped our clients add millions of tax-free dollars to their estate... and how it can help you!

Build Wealth Strategically

Dual Interest Banking can help you maximize your cash reserves and take advantage of a myriad of benefits, including the opportunity to make money in two places at once, while drastically minimizing your risk.


This is one of the secrets behind the vast wealth accumulated by families like the Rockefellers, the Disneys, and many others. 


In this eBook we will demystify Dual Interest Banking and reveal how this strategy has helped our clients add millions of tax-free dollars to their estate... and how it can help you!

Mitigate Downside Risk

Among the advantages of putting your money in a Dual Interest Bank is that it allows you to participate in the upside of your investment while at the same time protecting you against downside risk. 


This strategy not only shields you from interest-hungry lenders and the IRS, but from unpredictable market volatility and can even hedge you against inflation.


In other words, if the market turns bearish, you won’t lose your money - that’s how powerful the Dual Interest Bank is.

Mitigate Downside Risk

Among the advantages of putting your money in a Dual Interest Bank is that it allows you to participate in the upside of your investment while at the same time protecting you against downside risk. 


This strategy not only shields you from interest-hungry lenders and the IRS, but from unpredictable market volatility and can even hedge you against inflation.


In other words, if the market turns bearish, you won’t lose your money - that’s how powerful the Dual Interest Bank is.

Access Funds On-Demand

Dual Interest Banks can help you retain your liquidity without needing to keep your money stagnating in a savings account, earning less than 1% interest.


It can be a standalone instrument for putting immediate cash in your hands (like a large personal ATM) or it can be seamlessly integrated with other investments in your portfolio.


This way you can take advantage of opportunities by having speedy access to your money without sacrificing your long-term financial goals.

Access Funds On-Demand

Dual Interest Banks can help you retain your liquidity without needing to keep your money stagnating in a savings account, earning less than 1% interest.


It can be a standalone instrument for putting immediate cash in your hands (like a large personal ATM) or it can be seamlessly integrated with other investments in your portfolio.


This way you can take advantage of opportunities by having speedy access to your money without sacrificing your long-term financial goals.

Consistent 0% Tax Rate

The rules governing the Dual Interest Bank are relatively few and the ones that do exist prohibit the IRS from collecting taxes on any of the earnings a Dual Interest Bank generates.


That means you can have complete autonomy from the IRS and lessen your tax burden all while staying in control of your money.


Imagine not having to worry about taxes and being free from the ambiguity and uncertainty that taxes create, now and in the future - that's what a Dual Interest Bank can do for you.

Multi-Generational Wealth

One of the best advantages of the Dual Interest Bank is that it guarantees tax-free money to your heirs when you pass away along with covering the legal and administrative costs of settling your estate, and can even provide asset protection.


This is how the Rockefellers perpetuated their vast wealth from generation to generation - and now you can do it too!


It's your time to experience complete peace of mind knowing that your heirs will receive death benefits free of probate and inheritance taxes!

Consistent 0% Tax Rate

The rules governing the Dual Interest Bank are relatively few and the ones that do exist prohibit the IRS from collecting taxes on any of the earnings a Dual Interest Bank generates.


That means you can have complete autonomy from the IRS and lessen your tax burden all while staying in control of your money.


Imagine not having to worry about taxes and being free from the ambiguity and uncertainty that taxes create, now and in the future - that's what a Dual Interest Bank can do for you.

Multi-Generational Wealth

One of the best advantages of the Dual Interest Bank is that it guarantees tax-free money to your heirs when you pass away along with covering the legal and administrative costs of settling your estate, and can even provide asset protection.


This is how the Rockefellers perpetuated their vast wealth from generation to generation - and now you can do it too!


It's your time to experience complete peace of mind knowing that your heirs will receive death benefits free of probate and inheritance taxes!

You Have Two Choices

#1 - Do nothing & allow the aging process

to continue to drag you downhill, OR...


#2 - Start reversing the effects of aging & spare yourself the misery of going through life looking & feeling like hell...


It's time to REGAIN your lost vitality, shed excess lbs, build more muscle & shock the daylights out of everyone who knows you!

About Arthur Blake Wealth

We Are Here to Help You Build Your Financial Legacy

We seek to serve our clients using a holistic planning approach integrating the importance of tax efficiency and risk mitigation.

We are fiduciaries which means we are legally obliged to act in your best interest - eliminating conflicts of interest and competing priorities. We, as fiduciary advisors, prioritize and act on your goals and needs resulting in planning sessions where you are heard and understood.

Visit our website at Arthurblakeinc.com

You Have Two Choices

#1 - Do nothing & allow the aging process

to continue to drag you downhill, OR...


#2 - Start reversing the effects of aging & spare yourself the misery of going through life looking & feeling like hell...


It's time to REGAIN your lost vitality, shed excess lbs, build more muscle & shock the daylights out of everyone who knows you!

How We Help Our Clients

We implement balanced and holistic strategies of Traditional Qualified Retirement Planning and Management with Non-Qualified Strategies - we advise across all aspects of planning.

Estate and Legacy

Wealth Planning

Real Estate

Investment Strategy

Advanced Insurance Design & Implementation

Captive Insurance Planning

Fiduciary Wealth Management

Financial Planning for Life Events

In 2017 I found myself obese, hooked on pain killers, going through a divorce, and utterly lacking in confidence. I could barely rise from the recliner to go fetch another piece of pie. I was headed for an early grave.


Now I can bench press 315 pounds, deadlift 475 pounds, do 20 pull-ups, run three miles in 26 minutes, and a lot of other genuinely impressive feats for a guy my age. Most importantly, I am winning the war with aging and feel more alive than I have ever felt!


I’ve been where you are now and know what you’re feeling. Most importantly, I've made it through to other side and trust me, life is much better when you can look yourself in the mirror and not only love the way you look but feel energized to live life to the fullest.


In this eBook, I’m going to map out for you the most effective way to turn back the clock on aging, become trim, strong, and healthy!

  • Northern New England Real Estate Network
  • ​Lamoille Area Board Of REALTORS®️
  • Central Vermont Board Of REALTORS®️

How We Help

Our Clients

We implement balanced and holistic strategies of Traditional Qualified Retirement Planning

and Management with Non Qualified Strategies - we advise across all aspects of planning.

We implement balanced and holistic strategies of Traditional Qualified Retirement Planning and Management with Non Qualified Strategies - we advise across all aspects of planning.

Estate & Legacy

Wealth Planning

Real Estate

Investment Strategy

Advanced Insurance

Design & Implementation

Captive Insurance Planning

Fiduciary Wealth Management

Financial Planning

for Life Events

In 2017 I found myself obese, hooked on pain killers, going through a divorce, and utterly lacking in confidence. I could barely rise from the recliner to go fetch another piece of pie. I was headed for an early grave.


Now I can bench press 315 pounds, deadlift 475 pounds, do 20 pull-ups, run three miles in 26 minutes, and a lot of other genuinely impressive feats for a guy my age. Most importantly, I am winning the war with aging and feel more alive than I have ever felt!


I’ve been where you are now and know what you’re feeling. Most importantly, I've made it through to other side and trust me, life is much better when you can look yourself in the mirror and not only love the way you look but feel energized to live life to the fullest.


In this eBook, I’m going to map out for you the most effective way to turn back the clock on aging, become trim, strong, and healthy!

  • Northern New England Real Estate Network
  • ​Lamoille Area Board Of REALTORS®️
  • Central Vermont Board Of REALTORS®️

How Dual Interest Banking Can Benefit You

Be Your Own Banker

There's no need to rely on third-party banks or creditors when you can borrow money from yourself and pay it back on your terms - all while still earning interest on the entire cash value of your policy.

Predictable Growth

When set up and overseen properly, a Dual Interest Bank can pay a consistent dividend and a reliable rate of return year after year, enabling you to make financial plans with confidence.

Stay Protected Now

A Dual Interest Bank gives you full access to your own money when you need it most so you're always covered in case you’re diagnosed with a terminal illness or need to pay unexpected medical bills.

Retire The Right Way

Properly implemented, your Dual Interest Bank won’t require you to abandon your pre-retirement lifestyle - the only thing that will change is the way you pay for your activities and necessities.

Wealth Management

& Traditional Planning

Traditional Qualified Planning, but not limited to:

  • 401(k), Solo and Group Plans
  • Defined Benefit/Pension
  • Cash Balance Plans
  • ​Traditional, Roth, Simple, and SEP IRAs
  • ​Custom built portfolios to target sectors of the market such as Energy & Crude, Clean Energy, Real Estate, Entertainment & Consumer Goods, Finance & Technology, and Recession Opportunities.
  • ​Commitment to create responsible and tax efficient growth of assets to avoid unnecessary and excessive capital gains.

Build Your Wealth Responsibly

A Dual Interest Bank provides you with a safe place to put your cash that offers a wide range of benefits - you can get exposure to the stock market without any downside risk while maintaining full access to your cash reserves when you need it most, with complete anonymity.


In this free eBook we will demystify Dual Interest Banking and show you exactly how to enhance your net worth with a death benefit, get tax free returns (including a tax free inheritance) and get portfolio protection from illness riders, all while staying protected against economic uncertainty, interest rate risks and even inflation.

Wealth Management & Traditional Planning

Traditional Qualified Planning, but not limited to:

  • 401(k), Solo and Group Plans
  • Defined Benefit/Pension
  • Cash Balance Plans
  • ​Traditional, Roth, Simple, and SEP IRAs
  • ​Custom built portfolios to target sectors of the market such as Energy & Crude, Clean Energy, Real Estate, Entertainment & Consumer Goods, Finance & Technology, and Recession Opportunities.
  • ​Commitment to create responsible and tax efficient growth of assets to avoid unnecessary and excessive capital gains.

Build Your Wealth Responsibly

A Dual Interest Bank provides you with a safe place to put your cash that offers a wide range of benefits - you can get exposure to the stock market without any downside risk while maintaining full access to your cash reserves when you need it most, with complete anonymity.


In this free eBook we will demystify Dual Interest Banking and show you exactly how to enhance your net worth with a death benefit, get tax free returns (including a tax free inheritance) and get portfolio protection from illness riders, all while staying protected against economic uncertainty, interest rate risks and even inflation.

Advanced Planning Strategies

  • Non-Qualified Retirement Plans with higher annual contribution limits, without forfeiting liquidity for external investment opportunities.
  • Estate Plans and Funding with Advanced Life Insurance Design to create Legacy Wealth Transition to protect your life’s work from heavy inheritance tax burden
  • Asset Protection – Real Estate Investors
  • ​Risk Mitigation – Future Inflation, Taxation, and Downside Protection
  • Business Strategies – Funding Buy/Sell Agreements, Implementation of Non-Profit sleeve, and Succession Planning

Advanced Planning Strategies

  • Non-Qualified Retirement Plans with higher annual contribution limits, without forfeiting liquidity for external investment opportunities.
  • Estate Plans and Funding with Advanced Life Insurance Design to create Legacy Wealth Transition to protect your life’s work from heavy inheritance tax burden
  • Asset Protection – Real Estate Investors
  • ​Risk Mitigation – Future Inflation, Taxation, and Downside Protection
  • Business Strategies – Funding Buy/Sell Agreements, Implementation of Non-Profit sleeve, and Succession Planning

"Arthur Blake Wealth truly is the best of the best!"

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John Smith
Real Estate Investor

"Arthur Blake Wealth truly is the best of the best!"

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John Smith
Real Estate Investor

"Arthur Blake Wealth truly is the best of the best!"

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John Smith
Real Estate Investor

"Arthur Blake Wealth truly is the best of the best!"

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat.

John Smith
Real Estate Investor

"Arthur Blake Wealth truly is the best of the best!"

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat.
John Smith
Real Estate Investor

"Arthur Blake Wealth truly is the best of the best!"

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat.
John Smith
Real Estate Investor

What Our Clients Say

"Dual Interest Bank and its authors have earned my highest possible recommendation, and my friends and family are now reaping the rewards of an education well delivered. Thank you, Holly and Dwain!"

"Absolutely delighted with the concepts we’ve culled from Dual Interest Bank. If someone had claimed prior to the pandemic that my family would be stably growing 100% of our capital tax-free (essentially in two places at the same time) with high liquidity, unprecedented downside protection, teflon-level privacy, and total IRS compliance, I would have simply laughed and called my broker to place another ETF trade with my fingers crossed. 


 If anyone had claimed same during the painful post-pandemic crash, I probably would have laughed even louder and simply put our whole portfolio in cash. Luckily for me my wife was smart enough to insist we avail ourselves of a peek at Dual Interest Bank. Having now systematically implemented the strategies detailed within for well over a year, we are consistently enjoying the fruits of the smartest single financial strategy I have personally encountered in my not-so-short-anymore lifetime. 


 As a result, retirement is coming considerably sooner than either my wife or I had ever predicted. It goes without saying that Dual Interest Bank and its authors have earned my highest possible recommendation, and my friends and family are now reaping the rewards of an education well delivered. Thank you, Holly and Dwain!"

– Todd B.

"I would highly recommend anyone to work with Dwain's team, his expertise in tax mitigation and cash flow efficiency has been worth it's weight in gold!"

"I was never a big believer in life insurance based strategies as most plans presented to me as a Real Estate investor were illiquid for years and didn't make sense for my business model. I'm so grateful to Dwain and his team for patiently teaching me a more advanced way to utilize life insurance as a cash flow tool. Not only is my money working for me in two places at once, but in a tax efficient way that will save me hundreds of thousands of dollars in taxes. I would highly recommend anyone to work with Dwain's team, his expertise in tax mitigation and cash flow efficiency has been worth it's weight in gold!"

– Dr. Gilbert

"Highly recommend taking advantage of working with this team to anyone and everyone!"

"It's been great working with Dwain and his team. We set up Dual Interest Bank plans for ourselves and our two Daughters. Not only have we benefited from a tremendous amount of financial education, but are so impressed with the 24/7 responsiveness of the team and the care they take in every transaction. 


 We now understand the value of teaching our Daughters what we didn't know until later in life, to create a way to bank on yourself! Eliminating the need to rely on Banks and significantly reduce exposure to the IRS and taxation. 

Highly recommend taking advantage of working with this team to anyone and everyone!"

– Brandon and Kristin M.

Download Our Free eBook

Discover The Wealth-Building, Wealth-Preservation Strategy Banks and the IRS Don't Want You To Know About

The Definitive Guide To Dual Interest Banking

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Frequently Asked Questions

How much does this eBook cost?

Absolutely nothing! The eBook is completely free, all we ask is you provide your name and email address and we will give you instant access.

How does a Dual Interest Bank work?

The Dual Interest Bank concept uses a life insurance policy as a financing vehicle (that can easily be linked to real estate). If you have property earning 5% appreciation every year and you take out a mortgage or a line of credit against it, that will not impact the appraisal value whatsoever and it will keep increasing by 5%. You can get the same deal with an overfunded life insurance policy! If you have all your money in the policy, or if you borrow it out, the same amount of interest will be earned.

When and how much can I borrow?

We design our plans so that you'll have access to 70 percent of your cash immediately and access to 100% of it three years after that. With this investment, you will create a $2-million death benefit and in four years gain access to ALL of the cash you contributed (yes, it is a time investment, but money doesn't grow on trees - rather, it grows like trees). And think about what you are creating with that death benefit—a mechanism to help pay any taxes outside the estate or to transfer money directly to your children.

Are there any minimums or maximums with a Dual Interest Bank?

When you set up a policy, you can set your minimum and/or maximum contribution at just about whatever figure you would like. Your money will be going into insurance and into cash and the insurance cost is pretty flexible. Although the insurance company might limit the amount of cash you can put into a policy compared to the amount you are paying towards insurance, they will allow you to put in 10 times your insurance cost per year into cash! Also, The IRS will set a limit for how much cash you can put into a life insurance policy - this is called a MEC (Modified Endowment Contract) and you can actually set this limit at whatever number you are comfortable with.

Is the program accessible on my phone or tablet?

Yes! The eBook is 100% mobile and tablet friendly so you have no need to worry about accessing the program on whichever device suits you best.

Is using a Dual Interest Bank better than what I'm already doing?

Since we are fiduciaries, when we educate people on this concept and how to implement it, we always have the clients' best interests in mind. We understand that there is no ONE thing that will work perfectly for all people since everyone has a unique financial situation. However, we do believe that using a Dual Interest Bank is safe, convenient, and very beneficial as a holistic strategy.

Can a Dual Interest Bank really be tax-free?

Most of the politicians on Capitol Hill in D.C. have Dual Interest Banks. That's why you rarely hear the topic brought up. They know it as one of the best ways to transfer wealth and keep it Tax-free and they're not about to call attention to it, otherwise political pressure might mount for them to alter the status quo. And that's a good thing because all of the earnings that go into a Dual Interest Bank grow tax-free into a cash-value balance which you can use for whatever you want, tax-free. The cash-value balance is an asset for you and your beneficiary; there is no step-up basis or red-tape around this money earmarked for transfer to the next generation. With a properly planned and set up Dual Interest Bank, you can seamlessly transition money from Generation 1 to Generation 2 to Generation 3 and, possibly, to Generation 4 all within your lifetime. Imagine the legacy that you could leave for your family, having beaten the IRS at its own game.

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Discover The Wealth-Building, Wealth-Preservation Strategy Banks and the IRS Don't Want You To Know About

Discover The Wealth-Building, Wealth-Preservation Strategy Banks and the IRS Don't Want You To Know About

We provide expert financial advice to both individuals and businesses. With over 50 years of experience we’ll ensure that you’re always getting the best guidance from the top people in the entire industry.

Our Promise

We are committed to creating strategies that reflect our clients' global and long term  goals for managing their wealth and their legacy. We value the art of educating our clients, so they can make confident decisions for themselves, their family and their business.

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