Absolutely nothing! The eBook is completely free, all we ask is you provide your name and email address and we will give you instant access.

The Dual Interest Bank concept uses a life insurance policy as a financing vehicle (that can easily be linked to real estate). If you have property earning 5% appreciation every year and you take out a mortgage or a line of credit against it, that will not impact the appraisal value whatsoever and it will keep increasing by 5%. You can get the same deal with an overfunded life insurance policy! If you have all your money in the policy, or if you borrow it out, the same amount of interest will be earned.

We design our plans so that you'll have access to 70 percent of your cash immediately and access to 100% of it three years after that. With this investment, you will create a $2-million death benefit and in four years gain access to ALL of the cash you contributed (yes, it is a time investment, but money doesn't grow on trees - rather, it grows like trees). And think about what you are creating with that death benefit—a mechanism to help pay any taxes outside the estate or to transfer money directly to your children.

When you set up a policy, you can set your minimum and/or maximum contribution at just about whatever figure you would like. Your money will be going into insurance and into cash and the insurance cost is pretty flexible. Although the insurance company might limit the amount of cash you can put into a policy compared to the amount you are paying towards insurance, they will allow you to put in 10 times your insurance cost per year into cash! Also, The IRS will set a limit for how much cash you can put into a life insurance policy - this is called a MEC (Modified Endowment Contract) and you can actually set this limit at whatever number you are comfortable with.

Yes! The eBook is 100% mobile and tablet friendly so you have no need to worry about accessing the program on whichever device suits you best.

Since we are fiduciaries, when we educate people on this concept and how to implement it, we always have the clients' best interests in mind. We understand that there is no ONE thing that will work perfectly for all people since everyone has a unique financial situation. However, we do believe that using a Dual Interest Bank is safe, convenient, and very beneficial as a holistic strategy.

Most of the politicians on Capitol Hill in D.C. have Dual Interest Banks. That's why you rarely hear the topic brought up. They know it as one of the best ways to transfer wealth and keep it Tax-free and they're not about to call attention to it, otherwise political pressure might mount for them to alter the status quo. And that's a good thing because all of the earnings that go into a Dual Interest Bank grow tax-free into a cash-value balance which you can use for whatever you want, tax-free. The cash-value balance is an asset for you and your beneficiary; there is no step-up basis or red-tape around this money earmarked for transfer to the next generation. With a properly planned and set up Dual Interest Bank, you can seamlessly transition money from Generation 1 to Generation 2 to Generation 3 and, possibly, to Generation 4 all within your lifetime. Imagine the legacy that you could leave for your family, having beaten the IRS at its own game.